Bay Area Home & Auto Insurance
  • (727) 547-1777

Welcome To Bay Area Home & Auto Insurance

We treat you like a person not a policy!

"We cover your assets"


Bay Area Home & Auto Insurance
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Years Experience

About Bay Area Home & Auto

We Provide The Best Insurance Policy

Bay Area Home & Auto Insurance was established in 1996. We are based in Pinellas Park, but also provide services throughout the Tampa Bay area. We are an experienced insurance agency that will work hard to put the best coverage options in front of you. For a quote and information about the different policies we offer please call (727) 547-1777.

Bay Area Home & Auto Insurance is an independent insurance agency dedicated to providing quality auto, homeowners, flood, business, health and life insurance products to all our customers in Florida.

Bay Area Home & Auto Insurance has been in business since 1996; and has a highly experienced and knowledgeable staff. At Bay Area Home & Auto Insurance we provide excellent customer service at a very affordable price for our clients. We are dependable, reliable and always here to help you with all of your insurance needs.


Auto Insurance

It's crucial to maintain your automobile insured. Insurance will cover you from accidents & injuries to hit-and-runs and theft.


Home Insurance

Protect your home that you've worked hard to build by taking a home insurance policy to get coverage against fire, theft, earthquake, or other natural calamities.

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Commercial Insurance

Our services are not restricted to only auto and home insurance. We will keep you covered with health, life, flood, and business insurance.

Why Choose Us

Why Choose Us As Your Insurance Agent?


Excellent Protection

We'll keep you protected "against all risks," be it theft, accidental, or any health issue.


High Saving Potential

Our expert insurance agents will analyze your insurance needs by keeping a perspective of total risk management to help you minimize the extra costs.


Easy To Claim

After receiving requests for coverage or compensation for a covered loss or a policy event, we examine and execute.

Bay Area Home & Auto Insurance

Stay Prepared For The Unexpected With Commercial Insurance

Welcome to Bay Area Home & Auto Insurance, where we weave a safety net to shield your business from the stormy seas of uncertainty! We know that establishing a small business is like navigating uncharted waters, where treacherous waves of risks and unexpected events can threaten to capsize your dreams.

Our best commercial insurance offerings are like a resilient fortress, safeguarding your business from the disruptions of fate. We cover natural disasters, ensuring your operations remain unscathed even if the heavens unleash their fury. Accidents may strike, but our insurance will help you recover swiftly, ensuring minimal disruption to your hard-earned progress.

So, why navigate these treacherous waters alone when you can have the reassuring support of Bay Area Home & Auto Insurance? We’re here to keep you afloat and offer you peace as you start your entrepreneurial dreams. Let us be your anchor, providing you with comprehensive coverage and unwavering protection against the unpredictable nature of business.

Embrace the winds of uncertainty with confidence, for we will guide you through the storm. Protect your business with our small business commercial insurance today. So that tomorrow, you can set sail toward success with unwavering confidence. Bay Area Home & Auto Insurance—a beacon of security amidst the tempestuous sea of entrepreneurship.

What Are The Benefits Of Opting For Commercial Insurance?

Before opting for progressive commercial insurance, you need to know the precise details of each benefit.

Financial Protection

Insurance protects against potential losses or damages to your business. Whether it's property damage, equipment breakdown, or business interruption, having the right insurance coverage can help you recover without incurring substantial financial burdens.

Liability Coverage

Accidents happen, and if someone gets injured on your business premises or due to your products or services, you may be held liable. Commercial insurance can safeguard your business by providing liability coverage and protecting you from potential legal claims, medical expenses, or compensation payouts.

Asset Security

Your business assets, including property, equipment, inventory, and intellectual property, are valuable investments. Commercial insurance can help safeguard these assets from theft, fire, vandalism, or other unforeseen events, ensuring your business can continue operating smoothly.

Why Choose Us?

We know numerous agencies will provide you with a commercial insurance policy. Hence, here are some appealing reasons why you should choose us in terms of other companies.

Expertise And Experience

We have a team of experienced experts specializing in commercial insurance. With their in-depth knowledge and understanding of different industries, they can provide personalized advice and guidance to ensure you have your business’s evaluated coverage.

Customized Solutions

We consider that every business is unique, and insurance needs vary. That’s why we offer customized insurance solutions tailored to your specific requirements. Our team will get close to you to assess your risks and design a comprehensive insurance plan that meets your business needs.

Wide Range Of Coverage

We provide a wide range of general commercial insurance products, including property insurance, general liability insurance, professional liability insurance, business interruption insurance, cyber liability insurance, and more. With our diverse coverage options, you can find the perfect insurance policies to cover your business comprehensively.

With Us, Get The Peace Of Mind Your Business Deserves!

At Bay Area Home & Auto Insurance, we understand the challenges businesses like yours face in today’s ever-changing corporate world. That’s why we’re devoted to being your trusted partner, providing you with the confidence you need to navigate through uncertainties. Our commercial property insurance in Pinellas Park, FL, solutions are designed to prepare you for the unexpected and safeguard your business from potential risks and liabilities.

Don’t wait any longer! Contact us today to discuss in details about your insurance needs. Our team is here to listen, understand your unique requirements, and provide you with the peace of mind you deserve.

Bay Area Home & Auto Insurance

How We Work

We First Listen And Then Give Advice


Choose Insurance

To avail of our promising and top-notch services, you first need to opt for the insurance you seek.


Select Your Agent

After choosing the insurance, next comes the step of selecting your agent within the licensed insurance agent providers.


Contact Agent

Contacting your agent is the last step in successfully registering for your insurance.

Find Information And Get Free Insurance Quotes.

Bay Area Home & Auto Insurance

Trust Us

We Are Here to Help!

So, if you're looking for an insurance agency, we at Bay Area Home & Auto Insurance take pride in rendering our services that work hard to put the best insurance coverage options in front of you. We're a team of professional and well-trained staff. Besides that, each of our service representatives is a licensed insurance agent that will advise your insurance queries promptly and satisfactorily. We are dependable, reliable, and always here to help you with all of your insurance needs.

& Commitment

& Openness



Cezary Stolarczyk
Cezary Stolarczyk
Andy Northrup saved us over one thousand dollars on our home insurance policy. He was very helpful. Thank you!
bonnie rivenbark
bonnie rivenbark
My husband and I have been with Bay Area for over 20 years. Andy is our agent for home, car, and flood insurance. He is the best in Tampa Bay bar none. Always picks up the phone and always listens. He has saved us so much time and money through the years. Thanks Andy. Bonnie and Clifford Rivenbark
Danielle Caswell
Danielle Caswell
I sold my house 2 months ago and realized the insurance had never been cancelled. Andy was awesome!!! He even started his vacation getting me all taken care of. He really values his customers. I couldn’t be more happy and thankful. Thanks again Andy!
Frank F
Frank F
Andy did a great job getting us the best price and coverage for our vehicle.
James Taylor
James Taylor
Always gets me the best deals on auto insurance and shops around for me. I can be a pain and I add and drop cars all the time but he is always friendly and helps me out
John Kaslov
John Kaslov
I love Andy he's always getting me out of a jam good personality very patient just a wonderful all-around experience my whole family has insurance with him I really appreciate all this help thank you so much Andy ! I would recommend anyone with any kind of insurance issues to call Andy ASAP !!!
christian northrup
christian northrup
Bay Area No Fault was extremely professional, efficient, and detailed when helping me sort out my car insurance. Would definitely recommend Mr. Northrup and his services to anyone seeking insurance help.
danielle moxley
danielle moxley
Andy is amazing. I call him all the time for help, and he is always very nice, patient, and helpful. I always call him VS to call my insurance 1-800 number because with them it is a mess, 20 minute to 30 minute wait just to talk to some one. Not with him, he's there and ready. Even if it is something we can't figure out right then and there,he always calls right back too. Hes super patient and I just really appreciate it alot because i'm always in a rush and at work and again he's just there and fast ! OHHHHH AND IF YOU WANT SUPER LOW RATES COME TO THEM. THOSE INSURANCE PLACES YOU SEE ON T.V ARE NOT CHEAP. I PROMISE IF YOU ALLOW THEM TO GIVE YOU A QUOTE, YOU WILL SAVE SSOO MUCH MONEYYY. GEICO, PROGRESSIVE..ETC THEY WERE TRYING TO CHARGE ME 300 A MONTH JUST FOR PPI. I CALLED ANDY AND GOT PPI FOR 90.00 A MONTH. AMAZINGGGGGG THANK YOU ANDY!!!!!!!!!!